Text copied to clipboard!
Title
Text copied to clipboard!Commercial Loan Specialist
Description
Text copied to clipboard!
We are looking for a highly motivated Commercial Loan Specialist to join our dynamic team. The ideal candidate will have a strong background in banking or finance, with specific expertise in evaluating, structuring, and managing commercial loans. This role is essential in helping businesses secure the funding they need to grow by assessing clients' financial needs, analyzing risks, and recommending appropriate credit solutions.
The Commercial Loan Specialist will work closely with business clients, account managers, and credit analysts to ensure a smooth loan process that complies with internal policies and regulatory standards. They will also be responsible for maintaining strong relationships with existing clients while developing new business opportunities.
Responsibilities include analyzing financial statements, preparing credit proposals, negotiating loan terms, and monitoring loan portfolios. The position requires an excellent understanding of credit products, financial markets, and economic trends.
The ideal candidate possesses excellent communication skills, strong analytical abilities, and a client-focused mindset. A deep knowledge of banking regulations and compliance standards is also required.
This position offers a unique opportunity to actively contribute to business growth while building a rewarding career in the financial sector.
Responsibilities
Text copied to clipboard!- Evaluate commercial loan applications
- Analyze company financial statements
- Prepare and present credit proposals
- Negotiate loan terms with clients
- Monitor loan portfolios
- Collaborate with credit analysts and account managers
- Ensure compliance with internal policies and financial regulations
- Develop new business relationships
- Maintain strong relationships with existing clients
- Monitor economic trends and credit risks
Requirements
Text copied to clipboard!- Degree in finance, economics, or related field
- 3 to 5 years of experience in commercial lending or banking
- Excellent analytical and communication skills
- In-depth knowledge of credit products
- Proficiency in office tools and financial software
- Ability to work under pressure and meet deadlines
- Knowledge of banking regulations
- Client-oriented and business-minded
- Teamwork skills
- Autonomy and professional rigor
Potential interview questions
Text copied to clipboard!- What is your experience with commercial lending?
- How do you assess a company's credit risk?
- Have you negotiated loan terms before?
- How do you manage client relationships?
- What tools do you use to analyze financial statements?
- How do you stay informed about economic trends?
- Have you worked with cross-functional teams?
- How do you ensure regulatory compliance?
- What is your approach to developing new clients?
- How do you handle high-pressure situations?
